Inkqubo ye-POS ibhekisa kwindibaniselwano yehardware kunye nesoftware efunekayo ukwamkela nokusetyenzwa kweendlela ezahlukeneyo zeentlawulo zedijithali.I-hardware ibandakanya umatshini wokwamkela ikhadi, kwaye isofthiwe ilawula iindlela eziseleyo zokuhlawula, ukuqhutyelwa phambili kunye nezinye iinkonzo ze-peripheral value-added.
Iitheminali ze-POS ziye ngokuthe ngcembe zaba ngundoqo wemisebenzi yeshishini, ngakumbi kubathengisi.Itheminali yokuqala yePOS eyakhe yasungulwa isetyenziselwa kuphela ukwamkela iintlawulo zekhadi.Ngokuhamba kwexesha, izixhobo ze-POS ziye zaphuculwa ngakumbi ukuvumela ezinye iindlela zokuhlawula ngaphandle koqhagamshelwano, ezifana nezipaji eziphathwayo.Namhlanje, ukuqhubela phambili kwezobuchwepheshe kusinike i-ePOS, isoftware yokwamkela intlawulo esebenza kwii-smartphones ezinokuthi zisetyenziswe ukwamkela inani eliqingqiweyo leentlawulo zedijithali ngaphandle komatshini wekhadi letyala.
Namhlanje, iinkqubo zePOS zanamhlanje ziza ngeemilo ezahlukeneyo kunye nobukhulu, kwaye zinokuvuma zonke iindlela zentlawulo, kubandakanya:
Idatha efunekayo kwintengiselwano ithunyelwa kwifom efihliweyo ngamaza erediyo, kwaye uqhagamshelo lusekwe ukwenza intengiselwano ikhawuleze kwaye ikhuseleke.Oku kuphelisa isidingo sokuswayipha okanye ukufaka ikhadi okanye ukunikezela ikhadi kumthengisi.
Iitheminali zePOS ziza ngokwemilo eyahlukeneyo kunye nobukhulu, kwaye zinokubonelela ngazo zonke iindidi zamashishini ngokukwazi ukwamkela iintlawulo.Izixhobo ze-POS zisuka kwizixhobo ezincinci, ezinesitayile nezilula zokwamkelwa kwamakhadi ukuya kuluhlu olupheleleyo lwe-Android smart POS.Inkqubo nganye yedijithali yePOS inemisebenzi ethile enokuthi iinkampani zisebenzise ngokweemeko zazo zokusetyenziswa.Ezi ziquka:
I-terminal ye-GPRS POS yenye yezona nguqulelo zakudala zePOS.Ekuqaleni, yayisisixhobo esinentambo esisebenza ngokuqhagamshelwa kumgca wefowuni oqhelekileyo.Namhlanje, isebenzisa iSIM khadi yeGPRS yoqhagamshelwano lwedatha.
I-GPRS POS inkulu kwaye ayikwazi ukunika nayiphi na inkululeko yokuhamba.Ke ngoko, kukho imfuneko yesixhobo sePOS esinesitayile nesifanelekileyo esinokuphathwa nawe.
Njengoko uxinzelelo lwamava omthengi lusanda, ngokunjalo nemfuno yamava okuhlawula angenamthungo kunye agqibeleleyo, yiyo loo nto i-Android POS yaba khona.
Ababoneleli ngeenkonzo zentlawulo bazama ukufumana izisombululo ezintsha zexabiso eliphantsi kubathengisi bezitena kunye nodaka ukuvumela ukuba iintlawulo zamkelwe ngaphandle kweendleko zezixhobo.Kweli cala, izixhobo ze-POS ziqhubeka ziguquka zibe yi-ePOS (i-POS yombane).
Njengoko imfuno yecandelo lemarike ye-ePOS iqhubeka ikhula, iteknoloji efana nePin kwi-Glass, i-Pin kwi-COTS (izixhobo zabathengi abangekho kwi-shelf) kunye ne-Thepha kwiFowuni iya kuphucula ngakumbi imboni yentlawulo.
Ukuze ukwandise ngakumbi ukusebenza kwenkqubo ye-POS, ababoneleli bentlawulo babonelela ngezisombululo ezongezelelweyo zeperipheral njengeenkonzo.Ezi zinokuguqula iitheminali zePOS ezilula zibe zizisombululo zokuhlawula ezipheleleyo.Ezi ziyilelwe ukuphucula ukusebenza kakuhle kweshishini kwaye zisebenze njengesixhobo esibalulekileyo ngaphezu kokwamkela iintlawulo.Ezi ziquka:
Makhe sijonge ezinye iingenelo eziphambili izisombululo POS yedijithali ezinceda ngqo amashishini kunye nemibutho karhulumente.
Ukubonelela abathengi ngokukhetha kwabo iindlela zokuhlawula kunye nokukwazi ukwamkela iintlawulo nanini na, naphi na kunokunceda abarhwebi baphucule amava omthengi ngokubanzi.
Iinkqubo ezizenzekelayo kunye neenkqubo ezidibeneyo zinokunciphisa kakhulu inkathazo kwinkqubo yokuhlawula.
Ngokugqitha emgceni wokuphuma kunye nentengiselwano ekhawulezayo, unokubonelela abathengi ngamava abalaseleyo.Ngokomzekelo, kubathengi abathenga kuphela into enye okanye ezimbini, ukhetho lokuzihlola lunokubonelelwa.
Phantsi kweemeko zangoku, inkampani nganye kufuneka ifumane inzuzo kukhuphiswano ukugcina ukukhula.Indawo yokuthengisa amava angenza okanye aphule ukuthengisa.
I-POS yedijithali eneqonga lokuhlawula elixhaswe ngobugcisa lidibanise ukwamkelwa kwentlawulo kunye neenkonzo ezongeziweyo zexabiso, ezivumela abarhwebi ukuba bagxininise kwishishini labo eliphambili, ngaloo ndlela baphelise ukuxhatshazwa kweentlawulo ze-cross-touch point kunye namava ahambelanayo.
I-POS enamandla elungiselelwe iimfuno zeshishini lakho iya kunceda kuphela ishishini lakho likhule ngokukunika izixhobo ozidingayo ukwandisa ishishini lakho.
Ixesha elitsha le-POS isisombululo siza kunye neenketho zokudibanisa.Isixhobo okanye isisombululo sidityaniswe neenkqubo ezikhoyo zangasemva: i-ERP, i-billing kunye nezinye iinkqubo kwi-system edibeneyo.
Esikhundleni sokusebenzisa inkqubo yokuchithwa kweenkqubo ezahlukeneyo kwiindlela ezininzi zokuhlawula, yamkela zonke iintlobo zeentlawulo ngesisombululo esisodwa kwaye udibanise kwiseva enye ekupheleni komva.
Oku kwenziwa kuwo onke amanqaku okuthintela, okuthetha ukuba inkqubo yokuphuma ngokukhawuleza inokufezekiswa ngelixa ibonelela ngamava okuhlawula angenamthungo.
Inkqubo yezandla yokufaka iintlawulo ayisebenzi kwaye inika iinketho ezimbalwa.Oku kunokubangela ukulibaziseka ekuqhubeni intlawulo kunye noxolelwaniso.
Iinkqubo ze-POS zeDijithali zinokunceda ukwenza lula ukusebenza ngokusetyenzwa kwentlawulo yokuphela ukuya-ekupheleni kunye nokuhlawulwa kwemihla ngemihla ngokuzenzekelayo, uxolelwaniso kunye nokunika ingxelo, kunye nokunika ingxelo ngokuzenzekelayo.
Oku kuphucula ukusebenza kakuhle ngokubanzi ngokususa iimpazamo ezenziwa ngesandla kunye nokunciphisa ixesha lokucubungula intlawulo epheleleyo.
Ngokungeniswa kobuchwepheshe obutsha kwintsimi yokuhlawula, abathengi bangoku baneendlela ezininzi zokuhlawula.Ukhetho lwentlawulo yabathengi lutshintshile kakhulu ukusuka kwikheshi ukuya kwiindlela zokuhlawula zedijithali, ezinje ngee wallets eziphathwayo, kwaye ngoku iindlela zokuhlawula ezingaqhagamshelwanga, ezifana ne-UPI, QR, njl.
Ukunceda abarhwebi bahlangabezane nokutshintsha okulindelwe ngabathengi, iinkqubo ze-POS zedijithali zibonelela ngokulula kokwamkela iindlela ezininzi zokuhlawula.
Izisombululo ze-POS zeDijithali ziyimpendulo yokwenza lula ezinye iinkqubo zoshishino eziphambili ezinxulumene nentlawulo kunye nokwaneliseka kwabathengi.Nangona kunjalo, xa ukhetha ukhetho olufanelekileyo, kufuneka ugcine ezinye zezi zinto zibalulekileyo engqondweni:
Kukho iintlobo ezininzi zezixhobo zedijithali ze-POS kwimarike, kwaye kufuneka ukhethe echanekileyo ngokweemfuno zakho zentlawulo.
Ngokomzekelo, kwiinkampani ezamkela iintlawulo kumnyango wabathengi bazo, izixhobo ezinobunzima bokukhanya zikhethwa.Isixhobo kufuneka sibe sincinci ngokwaneleyo ukuze abasebenzi bonikezelo bakwazi ukusithwala ngokulula kwaye bakwazi ukusebenzisa idatha yeselula.Ngokufanayo, oomatshini abahlakaniphile be-Android balungile kumava okurhoxisa umgca wevenkile, kuba unokwamkela iintlawulo naphi na.
Xa ukhetha umatshini we-POS wedijithali, kufuneka uqinisekise ukuba uphuculwe ngetekhnoloji yamva nje kwaye wamkela zonke iindlela zentlawulo-yebhanki kunye namakhadi okuthenga ngetyala-amakhadi omgca wemagnethi, amakhadi e-chip, i-UPI, iikhowudi zeQR, njl.
Idatha yomthengi ibaluleke kakhulu, kwaye iqinisekisa ukhuseleko lwayo lubaluleke ngokulinganayo.Ngoko ke, kufuneka uqinisekise ukuba inkqubo yedijithali ye-POS inomsebenzi oqinileyo wokufihlwa kwedatha yentengiselwano, kwaye isixhobo kufuneka sihambelane ne-PCI-DSS (iKhadi leNtlawulo yoMgangatho woKhuseleko lweDatha yoShishino) kunye nemigangatho ye-EMV.
Uqhagamshelwano yenye into ephambili ekufuneka ithathelwe ingqalelo ukuze kuqinisekiswe amava omthengi aphezulu.
Izixhobo ze-POS zeDijithali ezinokhetho lonxibelelwano oluninzi ngeBluetooth, iWi-Fi okanye i4G/3G inokwenza intlawulo ibe lula kwaye ikhawuleze.Isixhobo kufuneka sikwazi ukusebenza ngaphandle komthungo kwindawo yakho ethile.
Ngokwesiko, emva kokugqitywa kokuthengiselana, kuphela iirisithi zephepha ezinokuprintwa kubathengi.Ukongeza kwimpembelelo yokusingqongileyo, oku kwenza ukuba ukugcinwa kweerekhodi kube yindleko enkulu.Xa ukhetha umatshini we-POS ofanelekileyo, unokukhetha umsebenzi okhuselekileyo kwaye kulula ukuwugcina werisithi yedijithali.
Ukusukela oko kwaqala ubhubhane we-Covid-19, kuye kwakho imfuno enkulu yeerisithi zedijithali kuba abantu sele beqalisile ukugcina umgama ovela eluntwini kwaye banqande ukunxibelelana ngokuthe ngqo kangangoko kunokwenzeka.
Ngaphambi kokukhetha umatshini wedijithali wePOS, kufuneka uqinisekise ukuba uyawamkela amakhadi ahlukeneyo.Kuya kuba lilize ukuthenga umatshini we-POS othintela ukuba wamkele kuphela iibhanki ezimbalwa kunye neentlawulo ze-intanethi.
Ukuze unikeze abathengi amava angcono okuhlawula, oomatshini be-POS kufuneka baqhube onke amakhadi ebhanki okanye amakhadi enethiwekhi (afana ne-Mastercard, i-Visa, i-American Express kunye ne-RuPay amakhadi) iintlawulo.
Ukubonelela abathengi ngezisombululo ezilula zokufikeleleka kubalulekile kwiinkampani ezinempahla yamaxabiso aphezulu.
Kweli xesha lanamhlanje, izixhobo ze-POS zixhotyiswe ngesavenge senyanga (EMI) isisombululo esivumela nayiphi na intengiselwano ukuba iguqulwe ibe yi-EMI ekhawulezileyo ngeebhanki, izaphulelo zophawu, kunye neenkqubo zenkampani yemali engeyiyo eyebhanki (NBFC).Ngale ndlela, amandla okuthenga abathengi anokwandiswa.
Iitheminali zale mihla zedijithali zePOS zikrelekrele ngakumbi kwaye zibonelela ngamava entlawulo alungiselelweyo anokufikelela kwiimfuno zemibutho eyahlukeneyo.Inkqubo entsha ye-POS inokugcina ixesha elixabisekileyo kunye namandla ngelixa unciphisa iimpazamo.Ngeenkonzo ezincedisayo ezongezelelweyo, inkqubo ye-POS yedijithali iba namandla ngakumbi kwaye ivumela ukufikelela lula kwidatha kunye nokuqonda, ngaloo ndlela inceda ishishini lakho likhule lilonke.
UByas Nambisan yi-CEO ye-Ezetap, iqonga lentlawulo jikelele.Kwizikhundla ezidlulileyo, uNambisan usebenze njengomlawuli wezezimali we-Intel India, kwaye wabamba izikhundla zobunkokeli kwi-Intel eMelika.Ubambe i-MBA evela kwiSikolo soShishino saseTepper (iYunivesithi yaseCarnegie Mellon) kunye neNzululwazi yezobuNzululwazi kwiMechanical Engineering evela kwiYunivesithi yaseMarquette.
U-Aman nguSekela-Mhleli oMkhulu waseIndiya wabaCebisi beForbes.Uneminyaka engaphezu kweshumi yamava esebenza kunye neendaba kunye neenkampani zokupapasha ukubanceda bakhe umxholo okhokelwa yingcali kunye nokwakha amaqela abahleli.KuMcebisi weForbes, uzimisele ukunceda abafundi balungise imiqathango yezemali entsonkothileyo kwaye benze indima yakhe kulwazi lwezemali lwaseIndiya.
Ixesha lokuposa: Sep-17-2021